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Therapy With Insurance – Northwell Direct

Feeling overwhelmed by the task of finding a therapist that accepts insurance? Thriving Center of Psych partners with carefully selected insurance, like Northwell Direct, to provide affordable and high-quality mental health care. 

With Northwell Direct, accessing affordable and effective therapy is easier than ever. Let’s simplify the process and help you find the right therapist for you. 

Starting Therapy in NYC With Northwell Direct

Northwell Direct offers a wide range of mental health services, including individual therapy, couples therapy, and family therapy. To determine the exact extent of your coverage, including any copayments or deductibles, it’s best to speak with Northwell Direct, review your insurance card, or check with your employer to find out your specific plan and cover for online therapy sessions. 

  • Plan Type: This is your type of plan (HMO, PPO, etc.) and will impact your monthly premiums and out-of-pocket costs.
  • Deductible: This is the amount you must pay out-of-pocket before your insurance begins to cover costs, depending on your insurance plan. 
  • Copayment: This is a fixed amount you pay for each medical service, such as a doctor’s visit or prescription.
  • Coinsurance: This is a percentage of the cost you pay after meeting your deductible.

The Mental Health Parity and Addiction Equity Act (MHPAEA) ensures equal coverage for physical and mental health benefits. This means employers and Medicare Advantage plans must provide similar coverage limitations, such as copayments and deductibles, for mental health services as they do for physical health services.

When comparing the best online therapy platforms that take insurance, consider factors like therapist qualifications, treatment specialties, insurance coverage, and costs like copayments and deductibles. 

Insurance Through Providers

Typically, businesses partner with Northwell Direct to offer health insurance benefits to their employees. Northwell Direct has a large network of providers, including mental health professionals. When you see a provider within the Northwell Direct network, you usually pay lower copays or deductibles. 

We’re currently in-network for Northwell Direct insurance plans across several states, including California, Massachusetts, and New York. To find out if we’re in-network for you, contact your employer or insurance company directly. 

If we’re out-of-network for you, we can still help. When a provider is out-of-network, you may still be eligible for reimbursement of 50-80% of your costs, but there are usually higher initial out-of-pocket costs. Learn more about our superbills and out-of-network insurance process. 

Therapy Services We Offer Through Northwell Direct

Whether you’re struggling with anxiety, depression, relationship issues, post-traumatic stress disorder (PTSD), or other challenges, our experienced therapists can provide guidance and support. Through evidence-based practices like Cognitive Behavioral Therapy (CBT), you can learn valuable tools to manage stress, improve your mood, and enhance your overall quality of life.

Here are just a few therapy services that may be available to you: 

Anxiety Therapy

Just over 30% of adults in the United States will experience an anxiety disorder at some point in their lives. Anxiety can be overwhelming and, at times, crippling. If, like many others, you’re struggling with anxiety, therapy can be a safe space to work through thoughts and emotions, develop healthy coping strategies, and regain control over your life. 

Our caring and compassionate therapists can help you understand the root of your anxiety and gradually find ways to reduce and manage symptoms of anxiety. 

Depression Therapy

Depression can take you to a dark place, but you don’t have to go through it alone. Our licensed therapists are experts in their respective fields and can help you understand the underlying causes of depression and develop healthy coping mechanisms. 

Treatment for depression usually involves talking therapies, self-help, and medication. The mental health experts at Thriving Center of Psych can provide guidance and support throughout your treatment plan, including medication management. 

Stress Therapy

From burnout to work stress, left unchecked, stress can take a huge toll on your physical, mental, and emotional health. Speaking with a mental health professional can help you unpack how you feel and find healthier ways to cope with stress. 

Through techniques like mindfulness, relaxation exercises, and time management strategies, you can learn to reduce stress, improve focus, and enhance overall well-being. 

Relationship Issues

Whether you’re experiencing communication breakdowns, loss of intimacy, or just looking for a relationship check-in, therapy offers a space to explore feelings and strengthen bonds. Couples therapy and individual therapy can help you communicate more effectively, set healthy boundaries, and break free from unhealthy relationship patterns and dynamics. 

How Northwell Direct for Therapy in New York Can Help You

Northwell Direct makes it easier for New Yorkers to get the mental health care they need. By choosing a therapist in-network with Northwell Direct, like Thriving Center of Psych, you can simplify the process of finding expert mental health treatment. 

By partnering with selected insurers, we can help you find the right therapist for you who’s in-network with your health insurance plans. This takes the hassle out of finding the best online therapy platforms that take insurance. 

When to Contact a Qualified Therapist

While you don’t need to be in a crisis to benefit from speaking with a therapist, there are some signs that could indicate that it might be helpful. If you find yourself answering “yes” to the following questions, therapy may be beneficial for you: 

  • Are you often overwhelmed, on edge, and find it difficult to relax?
  • Do you struggle with low self-esteem and criticize yourself a lot?
  • Do you frequently argue with your partner or family? 
  • Are you going through a big life transition like moving to a new city or welcoming a new family member?
  • Are you experiencing physical symptoms like poor sleep or frequent headaches?
  • Do you turn to unhealthy coping mechanisms to cope, such as alcohol?
  • Do you feel disconnected from those around you?
  • Do your emotional or mental concerns interfere with your daily life?

These are just a few questions to think about, but you don’t need a big reason to start therapy. If you’re feeling overwhelmed, anxious, or just need someone to talk to, contact the team at Thriving Center of Psych and book a consultation today.